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#11
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On Mon, 03 Oct 2005 22:11:14 +0100, John Elgy
wrote: My philosophy about insurance is to never have the same risk covered twice by two different insurance companies. In the event of a claim I think they will spend the next 50 years each claiming it was the others liability. Am I just a cynic? Heh. No, I think you're just a realist. -- Ace (brucedotrogers a.t rochedotcom) Ski Club of Great Britain - http://www.skiclub.co.uk All opinions expressed are personal and in no way represent those of the Ski Club. |
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#12
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John Elgy wrote
My philosophy about insurance is to never have the same risk covered twice by two different insurance companies. In the event of a claim I think they will spend the next 50 years each claiming it was the others liability. Am I just a cynic? You have philosophy, which can be nice and comforting (and I would guess that you do not live in the USA). I have real, practical experience. Carte Neige paid everything they promised, all the injury-related expenses in France, and also took care of me. They did not even ask me about any other insurance coverage. If they had given me crummy service and tried to low-ball me on the coverage, I would be reporting that experience. |
#13
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wrote in message oups.com... | John Elgy wrote | My philosophy about insurance is to never have the same risk covered | twice by two different insurance companies. In the event of a claim I | think they will spend the next 50 years each claiming it was the others | liability. Am I just a cynic? | | You have philosophy, which can be nice and comforting (and I would | guess that you do not live in the USA). I have real, practical | experience. Carte Neige paid everything they promised, all the | injury-related expenses in France, and also took care of me. They did | not even ask me about any other insurance coverage. If they had given | me crummy service and tried to low-ball me on the coverage, I would be | reporting that experience. I would agree on the whole. I've used carte neige and it's simple and universally accepted in France (can be used elsewhere of course). I've heard stories where alternative insurance cover - even if bona fide - has been refused and up front payment demanded. It's really cheap, and the cost is offset to an extent by discounts on car hire, rentals etc as well as individual resort offers. Last year for example carte neige gave discounts on Europcar rentals, hire of equipment from Sport 2000 and Twinner, as well as on holidays at VVF Vacances centres. You could also get the huge sum of 15 euros off a pair of Salomon Streetracers last season, and for an order of 150 euros from Sun Valley, a free tee-shirt worth 30 euros... Local benefits - if you order your Carte Neige through Les Arcs for example, this coming season you are entitled to one free go on the Flying Kilometre piste, a free race entry in the Robert Blanc Derby (open to all, families welcome, at Arc 2000 on Feb 15th), and last but not least 10% off all ESF and ESI group lessons at Arc 1600, 1800 and 2000... So for approx £35 for a year, as peace of mind top-up insurance, if you're a regular visitor to France I reckon it's worth it. Pete http://mysnowsports.com |
#14
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PG wrote:
So for approx =A335 for a year Aha! That may help explain our difference in attitutes. I paid a lot less for coverage for one week, and it was sold as an optional addition to my six-day lift ticket. |
#15
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wrote in message ups.com... PG wrote: So for approx £35 for a year Aha! That may help explain our difference in attitutes. I paid a lot less for coverage for one week, and it was sold as an optional addition to my six-day lift ticket. Yes, the 'Carte Neige' is the annual cover version of the per day 'Carré Neige' which was 2.5 euros per day's cover last year. I still think that the service provided for just 55 euros for a full year is excellent value. Pete http://mysnowsports.com |
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