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liability insurance



 
 
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  #1  
Old February 19th 09, 02:42 PM posted to rec.skiing.nordic
polarpoler
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Posts: 15
Default liability insurance

Are any of you in the US, perhaps especially Minnesota, aware of a
broker who is familiar with providing general liability insurance for
non-profit cki clubs?
Thanks,
Burgess
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  #2  
Old February 19th 09, 04:47 PM posted to rec.skiing.nordic
Bob Schwartz[_2_]
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Posts: 49
Default liability insurance

polarpoler wrote:
Are any of you in the US, perhaps especially Minnesota, aware of a
broker who is familiar with providing general liability insurance for
non-profit cki clubs?
Thanks,
Burgess


Our local club goes through USSA membership.

If you are looking for event insurance there are backdoor
routes. I can think of a number of local cycling events
that are run by civic organizations as fundraisers and are
covered by their umbrella policies.

I organized my first ski race this year and was surprised
and a little bit chagrined to discover that it was more
expensive to insure a race event on trails than it is an
event on open roads with cars. Maybe next year I should make
each skier carry a bike and call it a cyclocross.

Bob Schwartz
  #3  
Old February 19th 09, 06:53 PM posted to rec.skiing.nordic
[email protected]
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Posts: 327
Default liability insurance


I organized my first ski race this year and was surprised
and a little bit chagrined to discover that it was more
expensive to insure a race event on trails than it is an
event on open roads with cars. Maybe next year I should make
each skier carry a bike and call it a cyclocross.

Bob Schwartz


may i ask how much was it to insure the race?
  #5  
Old February 20th 09, 05:27 AM posted to rec.skiing.nordic
[email protected]
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Posts: 75
Default liability insurance

On Feb 19, 12:18*pm, Bob Schwartz
wrote:
wrote:
I organized my first ski race this year and was surprised
and a little bit chagrined to discover that it was more
expensive to insure a race event on trails than it is an
event on open roads with cars. Maybe next year I should make
each skier carry a bike and call it a cyclocross.


Bob Schwartz


may i ask how much was it to insure the race?


$50 for the permit + $3/head. This was a high school race,
'Non Scored' in USSA lingo. The bike races I ran last
year were $20 + $2.65/head.

We're a club team with no school affiliation so we have to
go this route. Teams that are officially sponsored by their
school district don't have this issue because their races
are no different from a basketball game and are covered
under their district's liability policy.

Bob Schwartz


Interesting info, thanks!!

I wonder how big an event should be to get the organizers into
liability issues, necessitating an insurance purchase. Like, a bunch a
guys/gals getting together for a rollerski race, or a bike ride.
 




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