I am looking to buy an all-purpose jacket this year for my
snowboarding and mountain biking activities. I am assuming I should
get a separate shell and liner.

Shell
------
- water-proof
- wind-resistant
- reflective (scotchlight or equivalent) stripe across the check, back
and on the sleeves (sometimes I bike in the city and would prefered
not to get hit by a car)
- not bulky
- breathable

Liner
-----
- warm
- breathable
- fast drying
- not bulky

Anyone have any recommendations for the shell and/or the liner.
Thanks.

-jean